If it has a roof or is a plot of land, we can insure it.
Speak to a real person, same person every time, Mon to Fri, 9am to 5.30pm. No phone menus, and 90% of calls answered within 25 seconds.
Independent
Property and land liability insurance is all we do, and we are very good at it.
Our own thatch scheme with Quintus Underwriting, plus Hadron, Aviva and Beazley.
Previously flooded homes and flood-risk areas. Flood Re-backed policies where eligible.
Public liability for any acreage and any type of land, placed through Lloyd's of London.
Full cover as standard, with a pro-rata-to-the-day rebate when you cancel.
Prior subsidence, landslip or heave? As long as it's been fixed, we can cover it.
Single, multi-property, sublet or holiday-home landlord cover, compared across our panel of underwriters.
Cover for listed homes of any age and construction, including Grade I, II* and II.
Any size block, any mixture of tenancy, lease or occupancy accepted.
Cover for any home improvement, including renovation insurance with works included.
We place cover with household names and specialist underwriters, including Lloyd's of London markets.
Thirty-eight underwriting partners, one promise: the right policy at the lowest premium for the cover you need. Hover to pause.
Awards you can't buy, only earn, one verified customer review at a time.
Feefo's Platinum award recognises businesses that hold the Gold standard, a 4.5+ rating from verified customers, for three consecutive years or more. Read every review, unedited, on our Feefo page.
4.9out of 5187 Google reviews
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Call back and speak to the same friendly professional time and time again. No call centres, no phone menus, no long waits. Our UK office is open Monday to Friday, 9am to 5.30pm.
Since we started trading in 2016, we have only done property and land liability insurance. We won't try to sell you car, life or pet cover, and no, there's no cuddly toy. Just the right policy at the best price.
We compare cover from a panel of 38 underwriting partners, including specialist Lloyd's of London markets you won't usually find on price-comparison websites, and recommend on the lowest premium for the cover you need.
We are an advised broker, so you get a recommendation, not just a price.
Call 01832 735388 or request a call back. We take the time to understand your property, its history and exactly what you need covered.
We assess your needs and recommend cover based on a fair analysis of the markets available to us, quoted on the lowest premium for the cover you need.
Mid-term changes, claims support and renewals: you deal with the same team throughout the life of your policy. That's what the awards are for.
Something specific to your property? Call 01832 735388 and talk it through.
Yes, in many cases, provided the damage has been professionally repaired. We approach specialist insurers for repaired and underpinned homes. Have the repair history, engineers’ reports and any warranties ready. Cover is subject to the insurer’s assessment, and the subsidence excess can be higher than your normal excess.
Prices start from £86 a year for simple, small plots of land with low risk. The premium depends on the acreage, how the land is used, public access, features such as ponds or trees, claims history and the liability limit you choose.
Yes, we can ask insurers to assess it. We will need the stove and chimney details, sweeping and inspection records, and your fire precautions. The insurer must agree cover for the stove’s use, and may set conditions such as chimney height or sweeping frequency.
Yes. We arrange specialist unoccupied property insurance, including for probate, homes between tenants and homes awaiting sale. When you cancel an unoccupied policy you normally receive a pro-rata refund, less a £50 broker admin charge.
Yes, including Grade I, II* and II listed homes of any age and construction. Tell us the listing designation, how the building is constructed and how it is used, and we will approach specialist insurers.
No. We are an advised broker working with a panel of 38 underwriting partners, including Lloyd’s of London markets. We recommend the policy that best meets your needs, usually on the lowest premium for the cover you need, and we tell you which insurer we recommended and why.
The Financial Conduct Authority. The Home Insurer is a trading style of Property Expert Limited, FCA firm reference number 615253, registered in England and Wales under company number 07275751. We are a member of the British Insurance Brokers’ Association.
Monday to Friday, 9am to 5.30pm, on 01832 735388. You speak to a real person in our UK office, the same person every time, with no phone menus. 90% of calls are answered within 25 seconds.
The Home Insurer is a trading style of Property Expert Limited, authorised and regulated by the Financial Conduct Authority under firm reference number 615253, and a member of the British Insurance Brokers' Association.
Under the FCA's Consumer Duty we are committed to fair-value policies you can depend upon when you need them, and to good outcomes for every customer.
We place cover through a panel that includes Lloyd's of London markets, and we tell you which insurer we have recommended and why before you buy.
One conversation is usually all it takes. Call us, or fill in a form and we'll call you.
01832 735388 Mon to Fri, 9am to 5.30pm, from our office at 15 College Street, Irthlingborough, NN9 5TU