Land Insurance You Can Trust

Do You Need Land Insurance?

Land Insurance protects you against being sued for negligence or liability related to the land that you own. It is sometimes known as Land Liability Insurance. Specifically, if someone falls over on your land they may try to sue you for damages. Another case may be a tree falling on a next door property. At this point your land insurance will kick in and either refute the claim or pay out if you were negligent.

While the benefits of land liability insurance are clear, it is not a legal requirement to have in place.

A-Rated Insurers

In short, we boast a panel of A-rated insurers, including Chaucer and DTW1991 through Lloyds of London. That is to say we compare land liability insurance providers for you. However, not all policies are the same or equal. Therefore, you should read all offers of insurance carefully.

What You Need To Know About Land Liability

At the present time if you own a plot of land that is not on your home deeds you will need a separate Land Insurance policy.

Generally the policy will protect you against any third party claims. In order to ensure the cover is as comprehensive as possible, you do need to let us know about any unusual features on the land. To illustrate, let us know about development sites, private roads, trees, fences, rights of way, play equipment, ponds, rivers, animals, farming, sheds, swimming pools and anything else. in truth all of these impact on the insurance to a small degree and ensure you have the right policy in place.

How Much Does Land Liability Insurance Cost

In reality the cost of Land Insurance depends on the size of the plot. Whereas under 2-acres will cost from £71 per year for the lowest risks, you can expect to pay more for bigger plots. In effect the cost of cover is low until you go over 50-acres. Equally, if you increase from a standard £1million liability cover to £2million, £5million or £10million, you will end up paying more.

What To Expect When Getting A Quote From Us

Firstly, if you fill in the below form then we should be able to quote you our best terms quickly. All things considered, if we need to know more information we will call you. At this point we then select the best provider and policy for you.

With this in mind, please fill in the Land Insurance form below. On the other hand, call 01832-735388 to speak to a specialist insurance adviser.

The Home Insurer is an award winning UK specialist property insurance broker. In other words, you can have confidence in the insurance we sell. What’s more, we are members of the British Insurance Brokers Association (BIBA). Additionally, we have a 4.9 out of 5-star rating by our customers on Feefo.

Any Type Of Land Insured With The Home Insurer

Land Insurance From £71 Per Year With The Home Insurer

Get a Quote Now

Fill In The Short Form Below

Name of insured

Your email

Preferred contact number

Date cover required?

Correspondence Address Street Address

Correspondence Address Postcode

Risk Address Street Address (if different to correspondence)

Risk Address Postcode (if different to correspondence)

Acreage?

Type of land?

Any farming on the land is covered by separate insurance?

Any rights of way on the land?

Any commercially crops grown on land?

Any animals grazing on the land?

Any buildings in good order and secure located on the land?

If in good order and secure, do you need to extend liability to the buildings?

Any watercourse on the land?

Is or was the land to be insured used or ever used, by any Petrol Station, Chemical Works, Gas Works, Oil Refineries, Power Stations, Underground Mines or any other industries of this nature?

Amount of liability cover required?

Have you ever had insurance cover refused or cancelled?

Have you ever been prosecuted for a criminal offence?

Have you made any insurance claims on property or liability in the last 5 years?

Have you any history of bankruptcy, winding up order, disqualifaction as a company director, CCJs or IVAs?

Any other information or material facts you wish to disclose?

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Useful tips for filling in the Land Insurance quotation form

All in all it takes under 5-minutes to complete the form
You need to give us detailed information on land and what it is used for
Specifically, give us information on rights of way
We can extend liability to buildings if in good order and secure
Significantly, we can insure swimming pools, football pitches etc.
If you need cover for animals / farm machinery, try the NFU for a smallholder policy
Our most popular policies cover £1million liability
We can offer up to £10million land liability
If it’s easier for you, call us on 01832-735388

Matthew Lynch, Insurance Sales Professional

“We are leading Land Insurance providers in the UK. At the present time we have several underwriters competing to win your business which means we have low prices. Additionally, we can often offer terms for land that has lots of quirks. To clarify, development sites, swimming pools, extended gardens and more can be covered. Regardless of your needs we can normally offer insurance.

Firstly, our very lowest cost policy starts at £71 for the year. On balance though, you can expect to pay around £96 for £1million cover on a typical plot of land under 2-acres. Up against 5 – 20 acres then you may be paying up to £150 for the year. We can do 60+acres at around £250-£300 depending on requirements.

In order to get an accurate Land Insurance policy at the best price please call us on 01832-735388. Our office hours are 0900-1730. Conversely, fill in the quotation form on this page.“

Land Insurance You Can Trust

Do You Need Land Insurance?

What You Need To Know About Land Liability

How Much Does Land Liability Insurance Cost

What To Expect When Getting A Quote From Us

Matthew Lynch, Insurance Broker