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The Home Insurer - specialists in non standard home insurance and land liability insurance

Unoccupied Home Insurance

Full Cover Empty Home Insurance

Mon - Fri 9am-5.30pm

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Why The Home Insurer?

A-Rated Buildings Cover For Empty Homes

A-rated buildings cover for empty homes provides peace of mind for homeowners who may be away from their property for an extended period. Your property is safeguarded against a wide range of risks such as fire, theft, and damage caused by weather or natural disasters.

Property Owners Liability Cover

Property Owners Liability Cover for unoccupied homes is designed to protect landlords and property owners against any legal liability that may arise as a result of injury or damage caused to third parties while their property is unoccupied.

Cancel Anytime And Refund Pro-rata

Circumstances can change, and you may need to cancel your policy at any time. That's why we offer a cancel anytime policy with refund pro-rata. This means if you cancel your policy before the end of the term you get a to-the-day refund, maximising the cash return to you.

Working With The Best To Provide You Peace Of Mind

RSA Insurance and The Home Insurer - experts in flood insurance and standard home insurance
Fairmead Insurance and The Home Insurance - Thatch Home Insurance, Flood Insurance, Non Standard Home Insurance
HSB Engineering and The Home Insurer - Renovation with works insurance
Ageas and The Home Insurer - Non standard home insurance
Ocaso and The Home Insurer - Landlord Insurance
AXA and The Home Insurer - Thatch Home Insurance
Aviva and The Home Insurer - Thatch Home Insurance
HCC Tokio Marine and The Home Insurer - Unoccupied insurance and non standard home insurance
Unoccupied Home Insurance From The Home Insurer - Save Money Today

Formidable Services

A-Rated Insurers -

We take the quality of insurance very seriously. This ensures that our clients are getting reliable and trustworthy coverage from reputable A-rated companies. By working exclusively with top-rated insurers, we can provide our clients with peace of mind and confidence in their insurance policies.

Flexible Policies -

We understand that every unoccupied property is unique, which is why we offer flexible policies that can be tailored to your specific needs. Our policies include a range of options that allow you to customise your coverage to suit your circumstances. Whether you need short-term coverage or long-term protection, we have a policy that’s right for you.

Expert Support -

Our team of insurance experts is always on hand to provide you with the support and advice you need. We pride ourselves on our exceptional customer service, and we work hard to ensure that every customer has a positive experience with us. If you need to make a claim, our claims team is available to help you through the process.

Peace of Mind -

We understand the importance of peace of mind. That’s why we offer comprehensive unoccupied property insurance that provides you with the financial protection you need during periods of vacancy. With our great service and flexible policies, you can rest assured that your property is in safe hands with The Home Insurer.

Your property, protected.

Trusted By Many UK Home Owners

John Hartley
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Really efficient. Friendly staff.
Pauline Batchelor
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Very happy repeat customer.
Mr J Childs
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Excellent service, prompt follow up and the best quotation.
Ms V Goodchild
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Quick to answer the phone, offered a good price for home and contents insurance. Been with Home Insurance many years now.
Ian Winskill
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The person I dealt with was Helpful patient knowledgable so used again for a second year put my mind at rest regarding my cover nRegards Ian nThanks
Trusted Customer
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Excellent service professional staff, completed renewal without any problems
Sharon Brunt & David Hodgson
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Always good.

Unoccupied Property Benefits

Buildings Cover

Property Owner's Liability

Fire Damage Insurance

Unusual Empty Property Insurance

Storm & Flood Insurance

Trusted UK Underwriters

Theft & Vandalism

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