The Home Insurer - specialists in non standard home insurance and land liability insurance

Mon - Fri 9am-5.30pm

01832 735388
  • Property Owners Liability
  • Contents Insurance
  • Fire Damage Insurance
  • Any Type Of Thatch Insured

Thatched Property
Insurance

Any Type Of Thatch House Insured, Save Money With The Home Insurer.

  • Trusted Insurers
  • UK Based Insurers
  • Risk Understanding
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0800 612 5764
  • Buildings Cover
  • Fire Damage Insurance
  • Contents Insurance
  • Trusted UK Underwriters
  • Storm & Flood Insurance
  • Any Type Of Thatch Insured

20+

Years!

Trusted Customer

feefo customer review

Sorted - Good to Go!

"Very efficient and knowledgeable and extremely quick - to find the right insurance for this customer at a very reasonable price was paramount. I have already recommended them further to friends..."

Thatched Home Insurance You Can Trust

When it comes to insuring thatched properties, few brokers in the UK can match our expertise. We understand the unique risks and requirements that come with owning a thatched home — and we tailor our service accordingly.

We take the time to speak with you directly, ensuring we fully understand your property and coverage needs. This personal approach allows us to recommend the most suitable policy at the most competitive price — without compromising on protection.

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Working With The Best To Provide You Peace Of Mind

RSA Insurance and The Home Insurer - experts in flood insurance and standard home insurance
Fairmead Insurance and The Home Insurance - Thatch Home Insurance, Flood Insurance, Non Standard Home Insurance
HSB Engineering and The Home Insurer - Renovation with works insurance
Ageas and The Home Insurer - Non standard home insurance
Ocaso and The Home Insurer - Landlord Insurance
AXA and The Home Insurer - Thatch Home Insurance
Aviva and The Home Insurer - Thatch Home Insurance
HCC Tokio Marine and The Home Insurer - Unoccupied insurance and non standard home insurance

What Type of Thatched Property Do We Insure?

At The Home Insurer, we specialise in insuring ALL types of thatched properties — from charming countryside cottages to unique heritage homes. If it’s thatched, we can cover it. Whether you live in it, let it, or are restoring it, our expert team and UK-based underwriters have you protected.

  • Mid-Terrace and Listed Thatched Homes
  • Holiday & Second Thatched Homes
  • Rental and Sub-Let Thatched Homes
  • Unoccupied Thatched Properties
  • Renovation Projects
  • Properties with Prior Subsidence
  • Flood-Prone Thatched Homes

Looking for a Great Deal on Thatched Roof Insurance?

Get expert advice, compare trusted insurers, and protect your unique home today!

01

Request a bespoke quote

Enter your details or call our UK team on 01832 735388. We offer personal, expert advice — real people who understand thatched properties.

02

Explore tailored policy options

We work with A-rated insurers like Aviva, AXA, and many more to bring you the right protection. Whether your home has a wood burner or is a listed building, we’ll find the right cover.

03

Get covered with confidence

Once you’re happy, you’re covered. Our policies are built around safety and compliance, giving you peace of mind—without compromising your home’s unique charm.

Call 01832 735388 to speak to our team, or request a quote below

Get A Quote!

Why Choose The Home Insurer

When it comes to protecting your thatched or non-standard home, here’s why thousands trust The Home Insurer to get it right.

Wood burners, Chimney Height & Other Thatch House Insurance Needs

We also specialise in covering the unique needs of homeowners with wood burners, varying chimney heights, and other specific requirements related to thatch house insurance. We understand that every home is different, and we work closely with our clients to ensure that they have the coverage they need for their unique situations. Our team of experts is dedicated to providing impeccable service and finding the right policies to protect our client’s investments.

Personalised Service You Can Trust

When you choose The Home Insurer, you deal directly with experienced insurance professionals. We pride ourselves on offering a personal touch, guiding you through every stage of your policy, from the initial quote to claims support. Our goal is to understand your specific requirements and deliver solutions that match them perfectly.

Competitive Pricing With No Compromise

We believe in offering competitive pricing without cutting corners. Our policies are carefully designed to include only what you need, helping you avoid unnecessary costs. With transparent quotes and no hidden fees, you can feel confident that you’re getting great value along with comprehensive protection.

Trusted By Experts, Tailored For You

When it comes to protecting your thatched home, trust matters. That’s why The Home Insurer is proudly listed as a recommended partner on the Thatch Advice Centre, a leading resource for thatched property owners across the UK.

Trusted Customer

Thatched cottage insurance

"We have an 18th century thatched cottage and we’ve been with The Home insurer for 5 years now. We are delighted with the care and attention we’ve found at The Home Insurer, they have been outstanding."

Call 01832 735388 to speak to our team, or request a quote below

Get A Quote!

Get Your Quote Today!

Need Thatched Home Insurance? We’re here to help!

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Independent Service Rating based on 2000+ verified reviews.

What Our Customers Are Saying

Platinum Trusted Service Award, feefo 2025

Every quote is tailored to your individual needs to find you the best cover available.

Trusted Customer

Thatched cottage insurance

"We have an 18th century thatched cottage and we’ve been with The Home insurer for 5 years now. We are delighted with the care and attention we’ve found at The Home Insurer, they have been outstanding."

Ms V Goodchild

Excellent Service

"Quick to answer the phone, offered a good price for home and contents insurance. Been with Home Insurance many years now."

Trusted Customer

Excellent Service

"Nice to talk to humans on the phone and have a prompt and courteous service. And a competitive price."

Trusted Customer

Insurance with the Hassle removed

"Very pleasant and helpful staff. Guided me on various points I queried in a very helpful and friendly manner. Produced a very competative quote which I accepted. Nothing was too much trouble."

Church Close CAM Co. Ltd (Chris)

Great service and rates

"Great service, excellent rates. Respond quickly to email queries. Do not use autorenew, an annoying default of most agencies."

Trusted Customer

Excellent customer service

"Direct, personal service tailoring a policy to our needs. Charlie provided a friendly, really helpful and prompt service.."

Michael

Clear documentation. Great team.

"Clear documentation. Great team, called me to renew."

Stephen Napier

Process was easy

"After submitting details,was rang back and excellent handling of my requirements"

Ask Our Insurance Experts

Thatched home insurance is a specialised insurance policy designed to protect properties with thatched roofs. It covers risks such as fire, storm damage, theft, and other threats unique to homes with thatched roofing.

Thatched roofs are highly flammable and require extra care. Traditional home insurance policies often don’t cover the full risks associated with these roofs, which is why dedicated thatched home insurance is essential for adequate protection.

Yes, thatched home insurance policies typically cover fire damage, which is crucial for homes with thatched roofs due to their increased susceptibility to fire.

Yes, thatched home insurance can be tailored for listed buildings, ensuring your home’s heritage and aesthetic value are protected while covering the risks associated with thatched roofing.

Coverage often includes damage to the thatched roof from fire, storms, or vandalism, as well as protection for the structure of the house, contents, liability, and in some cases, emergency accommodation costs if your home becomes uninhabitable.

The cost of insurance varies depending on the size and location of your property, the type of thatch used, the level of coverage, and other factors. Requesting a quote will give you a better idea of the cost specific to your property.

Yes, many insurers offer discounts for properties that have installed fire retardant treatments on thatched roofs or additional safety measures like fire alarms or sprinklers.

Yes, weather-related damage, such as from storms or heavy rainfall, is typically covered under most thatched home insurance policies.

You can easily get a quote by calling us directly or filling out our quote form for a call back. Our experts will provide a tailored quote based on your property’s specific needs.

Yes, many insurers require thatched roofs to be inspected regularly to ensure they are well-maintained. This can help reduce premiums and ensure your home remains fully protected.

While most insurers will still offer coverage, pre-existing damage may affect the terms or cost of your insurance. It’s always best to disclose any damage during the quote process for accurate coverage.

The Home Insurer - specialists in non standard home insurance and land liability insurance

The Home Insurer is a UK based broker with a UK office that will deliver the best home insurance policies at the best prices. When other brokers say they cannot help you or their prices are too high, that is when we step in and deliver Property Insurance that fits you. We will talk to you, understand your needs and tailor an insurance quotation to your requirements at the best price possible. If you need to get in touch, then you can speak to the person that sold you the policy when needed. Excellent customer service is what sets us apart from our competitors.

Authorised & Regulated by the Financial Conduct Authority
The Home Insurer is a trading style of Property Expert Ltd, registered in England and Wales (Company Number 7275751) and authorised and regulated by the Financial Conduct Authority, firm reference number 615253. We offer a non-advised service which means that we source and arrange the product but do not offer advice or make any recommendations when arranging your insurance. However, we will provide appropriate information to allow you to make an informed decision about how you wish to proceed.

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